Privacy Policy

1. Introduction

WesternWorldAnnuity.com – Western World Annuity, Inc. (“us,” “we,” or “Company”) are committed to respecting the privacy rights of its customers, visitors, and other users of this website (the “Site”). We created this website Privacy Policy (“Privacy Policy”) to give you confidence as you visit and use the Site and to demonstrate our commitment to fair information practices and the protection of privacy. This Privacy Policy is applicable only to us.

2. Information Collection Practices

2.1 Types of Information Collected

(a) Traffic Data Collected. We automatically track and collect the following categories of information when you visit our site: (1) Site activity, including who is on at a given time (as identified by IP addresses) and information about page views, hits, visits, illustrations prepared and saved, bandwidth, repeat visitors, entry and exit points, site paths, and referring sites; (2) types of computers accessing the Site; (3) browser types, operating systems, languages, and tags; and (4) geographic data (collectively “Traffic Data”). Traffic Data is anonymous information that does not personally identify you but is helpful for marketing purposes or for improving your experience on the Site.

(b) Personal Information Collected. In order for you to access the services and use the products we offer on the Site, you must provide us with certain information that personally identifies you (“Personal Information”). Personal information includes the following categories of information: (1) Registration data (company name, contact name, insurance license number for each state in which you are licensed to sell life and annuity products, email address, mailing address, and phone and fax numbers); (2) Demographic data (such as your zip code, and age); (3) life and annuity insurance companies you may be currently contacted with, and (4) total annual production of life and or annuity premium. If you communicate with us by e-mail, any information provided by such communication may be collected as Personal Information.

(c) Illustrations Prepared, Printed, Saved and/or Deleted.The website will allow the user to prepare generic annuity illustrations, which can be saved under a user’s name by prospect or clients’ name. The compilation of data produced through the preparation of annuity illustrations will be saved by westernworldannuity.com, and made available to us.

2.1 Types of Information Collected

(a) Anonymous Information.We use anonymous information to analyze our Site traffic, but we do not examine this information for individually identifiable information. In addition, we may use anonymous IP addresses to help diagnose problems with our server, to administer our Site, or to display the content according to your preferences. Traffic and transaction information may also be shared with business partners and advertisers on an aggregate and anonymous basis.

(b) Personal Information.Your Personal Information is used exclusively by us. We will not share your personal information with any third parties without your consent, except as necessary to provide you with the services offered by us or to comply with the law. We may use your personal information to verify your identity, to check your qualifications, or to follow up with transactions initiated on the Site. We may also use your contact information to inform you of any changes to the Site, or to send you additional information about us. Personal Information will be made available only to Western World Annuity, Inc, and the Company, unless we have written authorization from you to release information to a third party.

(c) Illustrations Prepared, Printed, Saved and Deleted.Statistical data (users name, prospect or clients name, type of illustration prepared, number of illustrations prepared and amount of recommended annuity premium) will be used by us to improve your experience on the website and verify compliance with the PURPOSE, TERM AND TERMINATION section of the WesternWorldAnnuity.com TERMS OF USE AGREEMENT.

3. Confidentiality and Security of Personal Information

We will keep your Personal Information private and will not share it with third parties without your prior consent, unless such disclosure is necessary to: (a) comply with a court order or other legal process; (b) protect our rights or property; (c) protect the rights or safety of others; or (d) enforce our Terms of Use. Although WesternWorldAnnuity.com uses industry standards to protect your Personal Information, there is no way to guarantee that Internet data transmission is 100% secure. Thus, we cannot warrant the security of any information you transmit to us, and you do so at your own risk.

3.1 User Ability to Access, Update, and Correct Personal Information. We maintain a procedure in order to help you confirm that your Personal Information remains correct and up-to-date. At any time, you may update your Personal Information by going to the “Your Account” link.

3.2 Lost or Stolen Information.You are responsible for protecting your username and password. If you lose control of this information, you may lose control over your Personal Information. If you suspect that your password has been compromised in any way, you must promptly notify us at Help@WesternWorldAnnuity.com. We will then remove your password from your account and update our records accordingly.

4. Updates and Changes to Privacy Policy

We reserve the right, at any time and without notice, to add to, change, update, or modify this Privacy Policy, simply by posting such change, update, or modification on the Site and without any other notice to you. Any such change, update, or modification will be effective immediately upon posting on the Site.